Resources

Plain-language answers to the questions our calculators get used for most. No jargon, no long detours: just what you need to invoice and price with confidence.

Quick answers

How GST is split: CGST, SGST and IGST

Same-state sales split the tax equally into CGST and SGST. Inter-state sales carry the full rate as a single IGST line. The place of supply decides, not where your customer's office is registered.

Try the GST calculator

Reverse GST: finding the base value of an MRP

When a price already includes tax, divide by 1 + rate/100 to get the taxable value. On ₹11,800 including 18%, the base is ₹10,000 and GST is ₹1,800.

Remove GST from a price

Margin vs markup, and why the difference costs money

A 50% markup on cost is only a 33.33% margin on revenue. Quoting one when you meant the other is one of the most common pricing mistakes in retail and trading.

Compare margin and markup

Checking a discount still leaves a profit

Festive offers look harmless until you compare the discounted price against landed cost. Run the offer price through profit and margin before you announce it.

Plan a discount

What an EMI really costs over the full tenure

A lower EMI from a longer tenure usually means far more interest overall. On a ₹10 lakh loan at 10.5%, stretching 36 to 60 months adds roughly ₹1.2 lakh in interest.

Calculate an EMI

Why your take-home pay is lower than your CTC

CTC bundles employer PF, gratuity and benefits that never reach your bank account. In-hand pay is typically 75–85% of CTC depending on the salary structure.

Break down a CTC

Go deeper with our guides

Each quick answer above has a full step-by-step walkthrough behind it: with formulas, worked rupee examples and comparison tables. Read how to calculate GST, markup vs margin or how to create a GST invoice, or browse all business guides.

The tools behind these answers

Prefer to skip the maths? These free calculators do each computation for you:

Guidance only: confirm the rate and treatment for your goods or services with your accountant. See our disclaimer.