Budget Tracker

Plan a monthly budget, track your everyday expenses, and see your spending broken down by category, all free and without creating an account. Works with your own currency and updates as you go, whether you're planning a personal budget, a student budget, or your household's monthly expenses.

Often used alongside the Budget Tracker — understand your pay, plan a loan, or check your cash flow.

Budget Tracker questions

Yes. The Budget Tracker is completely free to use, with no account, no subscription, and no usage limits.

No. It works anonymously — set your income and categories and start tracking immediately, no sign-up required.

Your budget and expenses are saved only in your own browser's local storage. Nothing is sent to a server, so no one else, including KaroDesk, can see your numbers.

Yes. The tracker supports 35 currencies with locale-correct formatting, and you can change your currency at any time from the setup settings.

Yes. You can start a new month at any time, optionally carrying over your categories from the previous month, and switch back to review past months whenever you like.

Since everything is stored locally in your browser, clearing your browser's site data or using a different device or browser will not carry your budget over. There is currently no account-based backup.